Global Issues

Changing demographics, consumer confidence, globalisation and sustainable development are four significant issues that affect our international business.

	Changing Demographics Around the world, populations are ageing as people are living longer and birth rates decline. While living longer is good news for many, it creates a fresh set of challenges for societies, with individuals increasingly called upon to take responsibility for retirement provision. Financial services providers have a key role in developing solutions. More about Changing Demographics
	Consumer Confidence Consumer confidence in savings has been affected by a combination of factors in recent times, including poorly performing equity markets and a range of other issues. More about Consumer Confidence
	Increasing Globalisation The lowering of trade barriers around the world presents businesses with opportunities for growth and efficiency, but we recognise that our choices can instantly affect people around the world. Socially acceptable business growth is key, based on internationally accepted standards of conduct. More about Increasing Globalisation
	Sustainable Development Sustainable development is about more than protecting the environment. It also means ensuring human rights, dealing fairly with all our stakeholders and acting responsibly towards the communities in which we operate. More about Sustainable Development