Prudential Group Health & Safety Policy

Prudential plc is an international retail financial services group that aims to help people to secure and enhance their own and their dependants' financial well-being by providing savings, protection and other products and services suited to their needs.

It is Prudential plc policy to ensure, so far as is reasonably practicable, the health, safety and welfare of all our employees. This policy statement applies to all Prudential plc locations.

Managing health and safety is a key priority and is an integral part of managing the total risks faced by our business. In this context our key health and safety objectives are to:

Meet legal and other requirements

• We will comply with, or where possible exceed health and safety legislation and other requirements to which the business is subject and put in place appropriate internal best practice standards.
• We will provide adequate budget and resource for health and safety management.

Continuously improve health and safety performance

• We will create and maintain a working environment that is, so far as reasonably practicable, safe by identifying hazards and assessing and minimising risk.
• We will monitor our health and safety performance, including work-related accidents, incidents and ill health occurrences and we will investigate those that do occur and work to help reduce their number and severity.
• We will work closely with appropriate external agencies, and within our industry, to ensure our continued adoption of appropriate best-practice in health and safety management.

Raise awareness among employees and encourage participation

• We will communicate this Policy and related material to all employees, with the intent that they are made aware of their individual health and safety obligations and those of the business.
• We will provide appropriate health and safety training, guidance and information.
• We will allocate formal duties and responsibilities for health and safety to our employees.

Expect health and safety standards similar to ours from others with whom we interact

• We will encourage our suppliers, contractors and business partners to adopt best practice in health and safety and, where appropriate, collaborate with them on health and safety schemes and initiatives.

Protect shareholders' and other stakeholders' interests

• We will take all reasonable steps to ensure that, wherever possible, business decisions take into account the health, safety and welfare of our employees and those who may be affected by our undertakings.

Overall responsibility for approving and reviewing our Health and Safety Policy lies with the Prudential plc Board. Each Business Unit is required to implement effective arrangements for managing health and safety in accordance with the A-Z Compliance Programme and the Group Governance Manual. The responsibility for implementing this Policy rests with our line management and with each employee.

This Policy is the framework for setting and reviewing our health and safety objectives and targets. We will measure, audit and report our health and safety performance against this Policy.

This Policy will be reviewed periodically, or as required, to ensure that it remains relevant and appropriate.

Nic Nicandrou
Chief Financial Officer
November 2009